When you’re at fault in a car accident, it’s no secret that your insurance rates could go up. So, you probably understand how the other driver feels when he or she causes an accident that hurts you because of their carelessness. There can be a strong desire to solve the problem without involving the insurance company, and that driver’s deal may seem very good at the time. If you don’t follow the proper claims process, you could risk losing your rights in court, which is something you’re not thinking about when the driver who caused the accident hands you a check.
There are many reasons why it’s not a good idea to go around your insurance company after an accident. You should be aware of the main problems that could hurt your injury case if you opt not to go through your insurance policy.
A driver who is at-fault who does not want to go through his or her insurance is usually doing this for their own benefits. They Are not thinking about your interests or well being. It is always best to speak to an experienced injury lawyer if you are injured in an accident.
After an accident, insurance companies could raise the driver’s premiums or change the driver’s deductible, both of which hurt the policyholder’s wallet. The at-fault driver is worried about their own financial interests here and they do not care if you are injured.
Even though all Alberta drivers must carry a valid insurance policy on the vehicle they drive, many of them don’t. It is estimated that 5-10% of the motorist on the roads in Alberta do not have a valid insurance policy. If you suspect the other driver does not have valid insurance, you will want to call the Police immediately for further direction on what to do.
In some situations, you or the other driver might want to avoid the hassles of making a claim. Filling out forms or talking to the insurance company representative can sometimes be frustrating. If you are injures in an automobile accident, you will want to consult with an injury lawyer to ensure you have filled out the appropriate insurance forms.
When the other driver does not want to go through their insurance company after a crash, there are a few things you can do. Report the accident to the Police because they can compel the other driver to give you details about their insurance. Contact your insurance company, they might be able to help you with getting the other driver’s insurance information.
Contact an experienced injury lawyer if you are involved in a car accident and you are unable to get the other driver’s insurance information. We provide free consultations for those injured who are unable to get the other parties insurance information.